Alabama Insurance Testing
Your one-stop spot for preparing and obtaining an insurance license.
Insurance Testing
Welcome! You’re on your way to becoming a licensed insurance producer or adjuster in Alabama. This site is your one-stop spot to test prep, register for your exam, review requirements, and get ready to succeed.
Before signing up, be sure to read all the requirements carefully, and remember that the person taking the exam must complete their own registration. Take a deep breath—you’ve got this! Following the steps here will put you on the path to an exciting career in insurance, with the University of Alabama and the Alabama Department of Insurance supporting you every step of the way.
Requirements
As of January 1, 2024, the state of Alabama is no longer requiring a prelicensing certificate.
Effective April 1, 2015, all individual resident applicants seeking to become licensed as Producers, Adjusters, or Title Agents must have completed a Fingerprint background check. You should seek to get fingerprinted after passing the state exam and one day before applying for the license. For more information on fingerprinting requirements, visit the Alabama Department of Insurance website.
Producers must be at least 18 years of age.
Applicants must not have committed any act that is a ground for denial, suspension, or revocation of license.
Review grounds for denial, suspension, or revocation
- Providing incorrect, misleading, incomplete or materially untrue information in any application or in any communication to the commissioner.
- Obtaining or attempting to obtain a license through misrepresentation or fraud.
- Intentionally misrepresenting the terms of any actual or proposed insurance contract or application for insurance.
- Having admitted or been found to have committed any insurance unfair trade practice or fraud.
- For inducing, persuading, or advising any policyholder to surrender or cause to be canceled any policy of insurance issued to the policyholder by any authorized insurer in exchange for a policy offered by the licensee where the surrender or cancellation shall proximately result to the financial detriment of such policyholder, unless the policyholder shall have been fully advised of that fact by the licensee.
- Using fraudulent, coercive, or dishonest practices, or demonstrating incompetence, untrustworthiness, or financial irresponsibility in the conduct of business under a license in this state or elsewhere.
- Improperly withholding, misappropriating, or converting any money or properties belonging to the insurers, insured, or others received by the licensee in the exercise of his or her license.
- Violating insurance laws or violating any valid order, subpoena, rule or regulation, issued by the commissioner or issued by another state’s insurance commissioner.
- Having been convicted of a felony.
- Having an insurance producer license, or its equivalent, denied, suspended, or revoked in any other state, province, district or territory.
- Forging another’s name to an application for insurance or to any document related to an insurance transaction.
- Improperly using notes or any other reference material to complete an examination for an insurance license.
- Knowingly accepting insurance business from an individual who is not licensed.
- Failing to comply with an administrative or court order imposing a child support obligation.
- Failing to pay state income tax or failing to comply with any administrative or court order directing payment of state income tax.
More details can also be found on the State of Alabama Department of Insurance website.
Get Ready for the Exam
Study Guides
We currently offer a printed producer study guidebook for $85. We have a no return policy on these books; therefore, they are nonrefundable. Please allow 7 business days for delivery. To place an order, please select the links below:
Exam Prep Courses
Studying with insurance exam prep courses gives you the confidence to walk in ready. With higher success rates and a better grasp of the material, you’ll feel prepared and excited to start your career.
Producer Exam Prep
Give yourself the Alabama Advantage when you prepare to become a Licensed Insurance Producer!
Our online courses are backed up by a thoroughly knowledgeable instructor and are based on material that will give you the education you need to pass the first time! More about Producer Exam Prep.
Adjuster Exam Prep
Adjuster Pro offers Alabama Property & Casualty, Workers’ Comp, and Crop Adjuster exam prep courses that will prepare you to pass the challenging state adjuster exam, a required step for getting your license. More about Adjuster Exam Prep.
Bail Bonds Exam Prep
To become a licensed bail bonds agent, you must pass the state-issued exam. Our online course will provide the necessary information to pass the exam. Register for Bail Bonds Exam Prep.
Admittance
Testing Admittance
On the day of your test, these conditions must be met for admittance to the test.
- You must arrive 15 minutes before the start time of the exam. This allows time for the proctor to verify your information.
- If you arrive at the exam site after the proctor has started the exam, or if you do not have the required identification, you will not be permitted to take the test. You will need to register for another exam online; please keep in mind that all tests must be scheduled seven days in advance. You will also need to pay the registration fee again for the new scheduled test.
- You must have valid identification. The following forms of ID are acceptable:
- Valid driver’s license or non-driver photo ID
- Valid passport
- Military identification
- Employee ID card
Helpful Information and Tips
- Take the time to read all the information available on this website to avoid unpleasant surprises the day of the test.
- Arriving 15 minutes early will help you avoid extra stress before taking your examination.
- This exam is taken on a computer. Brush up on your computer skills so you feel confident during the exam.
- Find out ahead of time what topics will be on the State Exams: Official State Examination Content Outlines.
- Write down your exam date, time, and plan your route to the location ahead of time.
- The exam sites may be slightly hotter or cooler than you expect. Be sure to bring a sweater or jacket to avoid feeling chilly during the exam.
- If you do not receive your confirmation letter by email, please call 205-348-0633 or email your name and confirmation number to insurance@ua.edu and you will be contacted.
Denied Admission
Once the exam is scheduled online and you have paid, you may not change your exam date, time or exam site. .
- If you do not appear on the correct date, at the correct time, or at the correct exam site indicated, you automatically forfeit the exam fee. An absence does not count as an exam attempt. An attempt is counted only if you take the exam and receive a grade.
- If you register for an exam that you are ineligible to take, you forfeit the fee and must submit another registration and fee.
- If you are late, by the local time at the test location, you automatically forfeit the exam fee.
You may not substitute another person for your registration. Children are not allowed in the testing facility.
Exceptions may be granted, but only in the case of a medical emergency, an auto accident, or an immediate family death (employee’s spouse, parents, stepparents, sisters, brothers, children, stepchildren, grandparents, father-in-law, mother-in-law, brother-in-law, sister-in-law, son-in-law, daughter-in-law, or grandchild). For exception consideration, please email documentation to insurance@ua.edu within 30 days of original test date.
Exam
To be admitted for examination, you must register seven (7) days in advance of the day you wish to test.
Before the exam
At the exam site, the proctor will check that you have your photo identification. Your identification must match the name you used to register for the test. After checking on these things, the proctor will assign your seat and give you instructions for the exam. The proctor cannot answer any questions about the exam content. ***As of Jan. 1, 2024, the state of Alabama is no longer requiring a prelicensing certificate.***
exclamationNOTE
If you arrive at the exam site after the proctor has started the exam, or if you do not have the required identification, you will not be permitted to take the test. You will need to register for another exam online; please keep in mind that all tests must be scheduled seven days in advance. You will also need to pay the registration fee again for the new scheduled test.
During the exam
The exam is computer generated. All questions are in a multiple-choice format. Each question has four possible answers. You may skip questions without answering them. You will be able to go back and answer the skipped questions before submitting the test, if time allows. You will also be able to change your answers to any of the questions before submitting the test, and if time allows. Your exam score is based on the number of questions you answer correctly. Every unanswered question counts as incorrect. So, it is better to try answering these questions with an educated guess by eliminating the wrong answers.
The computer will give you automatic alerts to tell you how much time is left. When the time for an examination expires, you will be given a “final” warning, and the examination will be graded based on the questions answered when time is up. After completion of the exam, if time is still remaining, you will be able to review your answers.
Regulations and Procedures
It is very important that you read and understand the following rules:
- Rooms are under video surveillance.
- The following items are prohibited in the testing area: Bags, purses, paper, books, study materials, calculators, cell phones, laptops, tablets, food, and beverages.
- Test-takers may not leave the room during an exam without permission from the exam proctor.
- Test-takers may not give or receive help or copy answers.
- Scrap paper is not allowed.
If you do not follow all of these regulations and procedures, your exam will not be scored, your registration fee will be forfeited, you will be dismissed from the testing center and your name will be submitted to the Alabama Department of Insurance for disciplinary measures.
How the exam is scored
70 percent or more correct answers is considered a passing score. Information specific to each exam is available below. More details are available on the State of Alabama Department of Insurance website.
| Producer Exam | # Correct to Pass | Total # on Test | Time Allotted |
|---|---|---|---|
| Life & Health | 105 | 150 | 3:00 Hrs |
| Life | 87 | 125 | 2:30 Hrs |
| Health | 70 | 100 | 2:00 Hrs |
| Property & Casualty | 105 | 150 | 3:00 Hrs |
| Property | 70 | 100 | 2:00 Hrs |
| Casualty | 87 | 125 | 2:30 Hrs |
| Personal Lines | 70 | 100 | 2:00 Hrs |
| Bail Bonds | 35 | 50 | 1:00 Hr |
| Adjuster Exam | # Correct to Pass | Total # on Test | Time Allotted |
|---|---|---|---|
| Worker’s Compensation (WC) | 70 | 100 | 1:40 Hrs |
| Property & Casualty (no WC) | 87 | 125 | 2:30 Hrs |
| Crop | 70 | 100 | 1:40 Hrs |
| Property & Casualty w/ WC & Crop | 105 | 150 | 3:00 Hrs |
| Title | 105 | 150 | 3:00 Hrs |
Results
Your examination will be graded immediately upon submission. Please call the examination proctor to your computer to verify your score as soon as the exam results are displayed on your computer screen. If time allows, you will be given the opportunity to review the questions that you missed. 70 percent or more correct answers is considered a passing score. Passing standards as well as limitations on repeat examinations are determined by the State of Alabama Department of Insurance.
If you pass
If you pass the exam, you will be provided with instructions on how to complete the application process and receive your license.
After you pass, your grades will be reported within three to five days electronically to the State of Alabama Department of Insurance.
exclamationEffective April 1, 2015
Individuals who live in Alabama and want to be licensed as Producers, Adjusters or Title Agents need to complete a fingerprint background check. Please read about the details of this background check and other requirements for the license on the Alabama Department of Insurancewebsite.
Instructions for Obtaining Your License
After passing your exam, you must complete the Fingerprint background check. You should seek to get fingerprinted one day before applying for the license. Once you have completed the Fingerprint background check, visit the Alabama Department of Insurance website. Under Producers/Agents, click on apply for license, select producer (Individuals), scroll down to initial licensing process and click on online application. Complete the NIPR electronic resident licensing online application and submit Proof of Citizenship. Please allow three days for your grades to appear within NIPR.
After 5 days, check the Alabama Department of Insurance website to confirm license issuance. Under Producers/Agents click on licensee search and complete the form. Once your license is issued you may print your license from the home page.
exclamationEffective April 1, 2025
If you currently hold an active temporary license, your temporary license will no longer automatically convert to a permanent license when the exam grades are received by NIPR. It is recommended that temporary license holders take and pass their exam and complete the fingerprinting process at least ONE WEEK prior to expiration of the temporary license. Follow procedures above to check for and print your license. If your temporary license expired before your exam date: you will need to follow the above directions to apply for an initial license through NIPR.
If you fail
If you do not pass the exam, you will need to schedule another exam attempt online; please keep in mind that all tests must be scheduled seven days in advance. You will also need to pay the registration fee again for every attempt. There are waiting periods specific to each attempt, please see below:
| Attempt Number | Waiting Period |
|---|---|
| Fail First Attempt | No Waiting Period |
| Fail Second Attempt | Wait 90 Days |
| Fail Third Attempt | No Waiting Period |
| Fail Fourth Attempt | Wait 180 Days |
| Fail Any Attempt After | Wait 180 Days Every Two Attempts |
The waiting periods described above expire 24 months after the date of the last failed examination.
Visit the Alabama Department of Insurance’s Limitations on Repeat Examinations page.
A registration and registration fee are required for each and every examination. If you fail your exam your fee is Non-Refundable, and a registration fee is required for each examination attempt. If you pass your exam your fee is also Non-Refundable. For additional information, review the State of Alabama, Department of Insurance Regulations, 482-1-151-.06 Independent Adjuster Examination, #5 Limitations on Repeat Examination.
Waiting Periods for Multiple Lines of Authority
Because some examinations cover multiple lines of authority, these waiting periods are applied to the different examinations as follows:
Life & Health Exams
- Life – If an examinee repeatedly fails the Life exam, the waiting periods apply to the Life exam and to the combined Life & Health exam.
- Health – If an examinee repeatedly fails the Health exam, the waiting periods apply to the Health exam and the combined Life & Health exam.
- Combined Life & Health – If an examinee repeatedly fails the combined Life & Health exam, the waiting periods apply to the Life exam, the Health exam, and the combined Life & Health exam.
Property & Casualty Exams
- Property – If an examinee repeatedly fails the Property exam, the waiting periods apply to the Property exam, the Industrial Fire exam, the Personal Lines exam, and the combined Property & Casualty exam.
- Casualty – If an examinee repeatedly fails the Casualty exam, the waiting periods apply to the Casualty exam, the Automobile exam, the Personal Lines exam, and the combined Property & Casualty exam.
- Combined Property & Casualty – If an examinee repeatedly fails the combined Property & Casualty exam, the waiting periods apply to the Industrial Fire exam, the Automobile exam, the Personal Lines exam, the Property exam, the Casualty exam, and the combined Property & Casualty exam.
- Personal Lines – If an examinee repeatedly fails the Personal Lines exam, the waiting periods apply to the Industrial Fire exam, the Automobile exam, the Personal Lines exam, the Property exam, the Casualty exam, and the combined Property & Casualty exam.
Adjuster Exams
- Property and Casualty including Workers’ Compensation and Crop
- Property and Casualty excluding Workers’ Compensation and Crop
- Workers’ Compensation
- Crop
Examples
An examinee who has twice failed the Life exam is prohibited from taking the Life exam and the Combined Life & Health exam for 90 days but could take the Health exam or any of the property and casualty exams or the Bail Bond exam.
An examinee who has twice failed the Property exam is prohibited from taking the Property exam, the Personal Lines exam, and the Combined Property & Casualty exam for 90 days, but could take the Casualty exam, the Bail Bond exam or any of the life and health exams.
An examinee who has twice failed the Personal Lines exam is prohibited from taking the Personal Lines exam, the Property exam, the Casualty exam, and the Combined Property & Casualty exam, but could take the Bail Bond exam or any of the life and health exams.
An examinee who has twice failed the Adjuster Property and Casualty Including Workers’ Compensation and Crop exam is prohibited from taking the Property and Casualty Excluding WC & Crop exam, the Workers’ Compensation exam and the Crop exam.
Registration
Only the person taking an exam should complete the registration form. You should not register someone else. If there is an error in the registration, all registration fees will be forfeited and cannot be transferred or refunded.
If you register for an exam that you are ineligible to take, your fee cannot be refunded.
1.After carefully reviewing all information on regulations and procedures below, click on the registration link.
2. On the next page, scroll down to view all locations, dates, and times. Select your desired location, date, and time by clicking on the link.
3.Determine which exam for which you need to register Producer or Adjuster and select the exam you would like to take. This will begin the online registration process.
Eligibility
If you register for an exam that you are ineligible to take, you will forfeit the fee, and must submit another online registration and fee (in accordance with Section 27-7-4.3(b), Code of Alabama 1975). See Requirements for more information.
Making an Account
If you have never tested before, you will need to create a new account. The email address you use will be kept on file and connected with your record in the system. We will also send confirmation messages and receipts to that email address. Each person testing needs to have their own email address and create their own account. Multiple people cannot use the same email address to register for an exam.
If you have tested before, use the same email address as before to log in to your account. If you’ve forgotten the password, we offer a password reset function.
Registration Fees
These tests are nonrefundable and nontransferable. Each time you schedule a test, you must pay a registration fee. Once an exam is scheduled and fee is received, you may not change the type of exam, the date, the time, or the location. If you are too late or absent, a registration was created with errors, or any other incorrect exam registration issue, you will forfeit the registration fee. In any of these cases, you must register and pay the fee again online. An exam can only be rescheduled in the event of an illness, death in the family (immediate family) or an emergency in which you must provide proof on official letterhead within 30 days from the physician that treated you in order to have your exam rescheduled.
| Exam Type | Exam | Cost |
|---|---|---|
| Producer Exams | Bail Bonds Casualty Only Health Only Life Only Personal Lines Property Only | $50 |
| Combined Producer Exams | Life & Health Property & Casualty | $75 |
| Adjuster Exams | Adjuster Property & Casualty Adjuster Property & Casualty with Worker’s Comp. & Crop Adjuster Crop Only Adjuster Worker’s Comp. Only | $75 |
| Title Agent Insurance Exam | $75 |
Payment
Registration requires a credit card. If you are using a debit card or a prepaid credit card, your charge will show up twice. This is not a duplicate charge: one is the charge, and one is a pending balance that will be removed in three to five days on debit cards and 15-20 days on prepaid credit cards. This is something your charge card company does, not The University of Alabama. See more information about payments and fees below. Registration fees will show up on your credit card statement as UAPROFDEV.
exclamationImportant Note
You are not registered until you receive an email confirming that we have received your payment. Therefore, please make sure you enter your email address carefully so you are able to receive this confirmation. These emails are computer-generated, so please check your junk or spam mail folder if you have not received confirmation. If you are registering for the first time, you will receive two email confirmations. The first confirms that you have created an account with our system and have been given a username and password; the second will confirm your payment. Please remember your email and password to use with future registrations.
ADA Accommodations
Under the Americans with Disabilities Act, covered individuals may be eligible for reasonable accommodations. To request accommodations, please provide proof on official letterhead of your disability and the accommodation requested. Requests should be submitted seven working days prior to your scheduled test. Medical documentation must be signed, dated, and no more than one year old. These requests should be sent via email to insurance@ua.edu.
InfoPlease Note
If you are having issues registering and you are getting a “contact administrator error” please try updating your browser or trying a different browser. This error usually means that your browser needs updating.
Locations
Use the address provided on the receipt that you received after registering when trying to locate your testing location.
Birmingham Area
Location
- Jefferson State Community College
- Lurleen Wallace Building, Room 322
- 2601 Carson Road Birmingham, AL 35215-3098
- Driving directions to Birmingham location
Availability
- Tuesday 9 a.m.
- Wednesday 9 a.m.
- Thursday 9 a.m.
- Friday 9 a.m.
Huntsville Area
Location
- University of Alabama in Huntsville
- Wilson Hall, Room 214
- 960 Ben Graves Dr NW Huntsville, AL 35816
- Driving directions to Huntsville location
Availability
- Thursday 9 a.m. & 1 p.m.
Mobile Area
Location
- Bishop State Community College
- Main Campus
- Business Technology Center
- 351 North Broad Street, Rm 159 Mobile, AL 36603
- Driving directions to Mobile location
Availability
- Tuesday 8:30 a.m.
- Wednesday 8:30 a.m.
- Thursday 8:30 a.m.
Montgomery Area
Location
- Color Copy Shop / The Exam Center
- 4868 Main Street Millbrook, AL 36054
- Driving directions to Montgomery location
Availability
- Monday and Thursday 1 p.m.
- Tuesday, Wednesday, and Friday 8:30 a.m. & 1 p.m.
- Saturday 10 a.m.
Tuscaloosa Area
Location
- University Hall
- 275 Kilgore Lane Tuscaloosa, AL 35487
- Driving directions to Tuscaloosa location
Availability
- Monday 8:30 a.m.
Online Testing
- Select “Insurance Testing – Online Proctor“ from the testing sites and dates page.
- Must have a desktop or laptop with built in camera and mic.
- No Chromebooks.
Online Testing exams can be scheduled for any time after you receive your email from noreply@proctoru.com.
You will receive your email on the next business day after your registration. Ensure you check your junk/spam folder.
Closings
Unscheduled Closings
Exams are only canceled or delayed in emergency situations such as power outages, internet issues, severe weather, or natural disasters.
If extreme weather is expected, check our website, local news, or Weather Link-Fox 6 / Weather Link-ABC3340 for updates. Please do not travel if road conditions are unsafe.
If your exam is canceled, we will notify you by phone or email and reschedule at no additional cost. To request a new date, email insurance@ua.edu with your name, preferred location, date, and time. Do not reschedule online, as this will result in additional charges.
If no closure notice is posted and you have not received an email, you are expected to attend your exam as scheduled. Missing an exam without notice will result in forfeiting your exam fee.
Scheduled Closings
There will be no testing scheduled on the below dates.
| Date | Closing/Holiday |
|---|---|
| Monday, January 15 | MLK Birthday |
| Friday, March 8- Sunday, March 17 | Spring Break: Tuscaloosa Spring Break: Huntsville |
| Wednesday March 27 – Friday, March 29 | Spring Break: Birmingham |
| Monday, May 27 | Memorial Day |
| Thursday, July 4 | Independence Day |
| Monday, September 2 | Labor Day |
| Wednesday, November 25 – Sunday, November 29 | Thanksgiving |
| Friday, December 20 – Monday, January 6 **Any online exams taken during this period will be reported on or after January 6, 2025. | Christmas & New Year |
Frequently Asked Questions
Q: May I register for two tests at the same time?
A: No, you may only register for one exam per time, but you may register for an 8:30 a.m. exam and a 1 p.m. exam on the same day.
Q: My exam results are not showing up on the Alabama Department of Insurance’s website. What do I do?
A: Exam results may take up to three business days to appear on the website. If, after that time, your exam has still not appeared, please email your name and exam date to insurance@ua.edu, and you will be contacted.
Q: I moved, and now my address on my driver’s license does not match my current location; will that matter?
A: No, we only verify the name.
Q: My driver’s license was issued in Mississippi. Does that matter?
A: No, as long as the name matches and your driver’s license has not expired.
Q: I registered for the test, but now I’m not ready for it, may I reschedule?
A: No, the exam fee is nonrefundable and nontransferable. You will need to go back online, re-register and pay again.
Q: If I was registered and missed the test, does it count against me?
A: No, it is recorded as an absence, and those do not count as an attempt.
Q: Is the exam available in Spanish?
A: No, not at this time.
Q: I took the exam two times prior and did not pass. I went ahead and re-registered and forgot I had a waiting period, may I reschedule it to after my waiting period has finished?
A: No, the exam cannot be rescheduled and it cannot be refunded. You will need to go back online and re-register for a date after your waiting period and pay again.
Q: I’m taking an Adjuster exam, do you have a study guide for it?
A: No, we currently only have Producer study guides.
Q: What does the exam cost?
A: Individual Producer exams are $50, Combined Producer exams are $75, Adjuster exams are $75, and Title exams are $75.
Contact Us
Exam Prep Courses
Phone: 205-348-0633
Email: insurance@ua.edu
Phone: 205-348-0633
Email: insurance@ua.edu
Phone: 602-761-9690
Email: support@adjusterpro.com
Note
Please note that it takes 1 full business day to receive your username and password in order to begin your course.
Registration
For questions concerning registration, please contact Registration Services.
Phone: 205-348-3000
Insurance Testing
Phone: 205-348-0633
Email: insurance@ua.edu