State of Alabama Insurance Testing

To be admitted for examination, you must register seven (7) days in advance of the day you wish to test.

Before the Exam

At the exam site, the proctor will check that you have your photo identification and your prelicensing course certificate of completion. Your identification and your certificate must match the name you used to register for the test. After checking on these things, the proctor will assign your seat and give you instructions for the exam. The proctor cannot answer any questions about the exam content.

If you arrive at the exam site after the proctor has started the exam, or if you do not have the required identification and certificate, you will not be permitted to take the test. You will need to register for another exam online; please keep in mind that all tests must be scheduled seven days in advance. You will also need to pay the registration fee again for the new scheduled test.

During the Exam

The exam is computer generated. You will also be given a calculator. All questions are in a multiple-choice format. Each question has four possible answers. You may skip questions without answering them. You will be able to go back and answer the skipped questions before submitting the test, if time allows. You will also be able to change your answers to any of the questions before submitting the test, and if time allows.  Your exam score is based on the number of questions you answer correctly. Every unanswered question counts as incorrect. So, it is better to try answering these questions with an educated guess by eliminating the wrong answers.

The computer will give you automatic alerts to tell you how much time is left. When the time for an examination expires, you will be given a “final” warning and the examination will be graded based on the questions answered when time is up. After completion of the exam, if time is still remaining, you will be able to review your answers.

There are 158 total questions, but only 150 countable questions. The Alabama Department of Insurance test questions prior to adding them to an exam. The 8 extra questions are sporadically placed within the exam to see how well test takers respond to the questions before making any of the questions as part of the exam.

Regulations and Procedures

It is very important that you read and understand the following rules:

  • Rooms are under video surveillance.
  • The following items are prohibited in the testing area: Bags, purses, paper, books, study materials, calculators, cell phones, laptops, tablets, food, and beverages.
  • Test-takers may not leave the room during an exam without permission from the exam proctor.
  • Test-takers may not give or receive help or copy answers.
  • Scrap paper is not allowed, but calculators are provided.

If you do not follow all of these regulations and procedures, your exam will not be scored, your registration fee will be forfeited, you will be dismissed from the testing center, and your name will be submitted to the Alabama Department of Insurance for disciplinary measures.

How the Exam is Timed and Scored

70 percent or more correct answers is considered a passing score. Information specific to each exam is available below. More details are available on the State of Alabama Department of Insurance website.

PRODUCER Exam # Correct to Pass Total # on Test Time Allotted
Life & Health 105 150 3:00 Hrs
Life 87 125 2:30 Hrs
Health 70 100 2:00 Hrs
Property & Casualty 105 150 3:00 Hrs
Property 70 100 2:00 Hrs
Casualty 87 125 2:30 Hrs
Personal Lines 70 100 2:00 Hrs
Bail Bonds 35 50 1:00 Hr
ADJUSTER Exam # Correct to Pass Total # on Test Time Allotted
Worker’s Compensation (WC) 70 100 1:40 Hrs
Property & Casualty (no WC) 87 125 2:30 Hrs
Crop 70 100 1:40 Hrs
Property & Casualty w/ WC & Crop 105 150 3:00 Hrs
Title 105 150 3:00 Hrs